Cutting out the Banks with Peer to Peer Lending: Money and double digit returns are at your fingertip
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Getting denied by banks for a loan application, and getting 2% annual interest on a 4 year CD is now a thing of the past. Earn up to 30% APY on your money. Peer to Peer lending is giving Big banks a run for their money…and so far P2P lending is winning!!
But, only recently (in light of tighter lending requirements from banks) has online lending taken off.
I wrote this book because crowdfunding is something I truly believe in. And I am excited to share it with you! I have been investing in P2P (peer to peer) lending for about a year and a half and I’m eager to share what I have learned. I hope this book answers any questions you may have about crowdfunding.
So long CD’s AKA Certificates of Depreciation! Investors are now able to get double digit (up to 35%) annual returns on their money without going to a bank, and borrowers are able to get unsecured loans at rates lower than bank average.
In order to fully understand how peer to peer lending works, it helps to understand peer peer lending as it relates to crowd funding.
What is Crowd funding? Crowdfunding is known as many things (peer to peer lending, crowd sourcing, crowd financing, equity funding, etc etc) which should come as no surprise because this concept of raising money (by borrowing from your peers) has been around for a VERY VERY long time.
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